The problem
Your money data is a mess — and it's not your fault.
Every Malaysian business runs on numbers locked in the wrong places. Here's what you're up against — and how Penyata answers each one.
Before · three formats, none of them talk
bank-statement.pdf
TARIKH BUTIRAN BAKI
01/06 BAKI B/F 1,000.00
02/06 ATM KL 800.00
05/06 GAJI 4,300.00
09/06 DUITNOW 4,149.50
28/06 INTERES 4,117.80
Locked in a PDF
shopee-income.xlsx
Pesanan|Paid|Comm|Net
2406ABC|96.0|8.0|80.0
2406DEF|54.0|4.5|45.5
2406GHI|134 |12 |120
…+8 cols · 4 tabs
12 columns, 4 tabs
tiktok-settlement.xlsx
[Net][Ship][Fee][Adj]
Order|Rev |Fee |Settle
TT001|180 |-30 |150
TT002|110 |-20 |90
TT003|360 |-49 |310.5
Fees in 4 sections
Penyata merges them — on your device
After · one clean ledger
| Date | Description | Money In | Money Out | Balance | Source |
|---|
| 01/06 | BAKI B/F | | | 1,000.00 | Maybank |
| 02/06 | ATM WITHDRAWAL KL SENTRAL | | 200.00 | 800.00 | Maybank |
| 05/06 | GAJI BULANAN MAJIKAN SDN BHD | 3,500.00 | | 4,300.00 | Maybank |
| Shopee payout (18 orders) | 4,820.50 | | | Shopee |
| TikTok payout (9 orders) | 1,260.00 | | | TikTok |
Your statement is a prison.
Banks hand you a PDF you can read but can't use. The only way into a spreadsheet is typing it out by hand — line by line, every single month.
Drop the PDF. Penyata reads the hidden position of every number and rebuilds the table in seconds. No typing, no AI guessing — just geometry.
Marketplaces drown you in tabs.
Shopee and TikTok export sprawling settlement files full of fees, shipping and adjustments. Working out what you were actually paid is a weekly puzzle.
Penyata reads the export, finds your true net payout, and gives you one clean line — with the full fee breakdown kept safe on its own tab.
Nothing ever ties out.
The bank says one number, Shopee says another. Matching what hit your account against what each platform paid is slow, manual and easy to get wrong.
Bank, Shopee, TikTok — every source lands in one ledger, tagged and side by side. Payouts line up with deposits. Reconciliation starts itself.
You can't trust random converters.
Uploading your financial life to an unknown website is a risk no business should take — so you go back to doing it all by hand.
Nothing ever leaves your browser. Penyata runs entirely on your device — no upload, no account, no server. Your numbers stay yours.