Bank & marketplace · Malaysia

All your money records.
One reconciled ledger.

Penyata converts, combines, and reconciles every bank statement and marketplace export into one clean ledger — categorised and annotated your way. Converters, reconcilers, combiners all work in silos. This one doesn't.

Convert · Combine · Reconcile · Annotate — in one drop.

🔒 Your file never leaves this browser

The clean ledger downloads as an Excel file — yours to keep, forever. Close the tab whenever; you already have it.

This is what comes out ↓

✓ Maybank balances reconcile

Where the money went

RM4,820.00
Business spending · RM12,300.00 in
SuppliesRM2,140.00
Transport & FuelRM1,180.00
Utilities & BillsRM880.00
Food & DiningRM620.00
Personal ≈ drawingsRM740.00

RM8,000.00 moved between your own accounts — not spending, excluded.

2 flagged for your accountant.

DateDescriptionMoney OutCategoryScope
2024-06-02SHELL SELANGOR80.00Transport & FuelBusiness
2024-06-05CASH WITHDRAWAL ATM 500.00UncategorisedPersonal
2024-06-10DUITNOW TRANSFER TO SAVINGS8,000.00TransfersTransfer
2024-06-12GRABCAR TRIP 32.00Transport & FuelBusiness